eba.europa.eu/sites/default/files/document_library/Publications/Guidelines/2021/EBA-gl-2021-12%20Guidelines%20on%20the%20authorisation%20of%20credit%20institutions/1023885/Report%20GL%20on%20a%20common%20assessment%20methodology%20%28002%29%20-%20clean.pdf
EBA/GL/2021/12
Referral from Article 4 CRR