Updated 18/07/2024
In force since 11/06/2008

Version from: 30/12/2023
There are currently no Level 2 legal acts based on or specifying the CCD.
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Consumer Credit Directive (CCD)

Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC

Article 4 - Standard information to be included in advertisingArticle 5 - Pre-contractual informationArticle 6 - Pre-contractual information requirements for certain credit agreements in the form of an overdraft facility and for certain specific credit agreementsArticle 7 - Exemptions from the pre-contractual information requirementsArticle 8 - Obligation to assess the creditworthiness of the consumer GL
Article 10 - Information to be included in credit agreementsArticle 11 - Information concerning the borrowing rateArticle 11a - Information regarding the modification of the terms and conditions of a credit agreementArticle 12 - Obligations in connection with credit agreement in the form of an overdraft facilityArticle 13 - Open-end credit agreementsArticle 14 - Right of withdrawalArticle 15 - Linked credit agreementsArticle 16 - Early repaymentArticle 16a - Arrears and enforcementArticle 17 - Assignment of rightsArticle 18 - Overrunning