Updated 18/07/2024
In force since 20/03/2014

Version from: 30/12/2023
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Mortgage Credit Directive (MCD)

Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (Text with EEA relevance)

Recitals
Article 29 - Admission of credit intermediaries RTSArticle 30 - Credit intermediaries tied to only one creditorArticle 31 - Appointed representativesArticle 32 - Freedom of establishment and freedom to provide services by credit intermediaries GLArticle 33 - Withdrawal of admission of credit intermediariesArticle 34 - Supervision of credit intermediaries and appointed representatives
Article 38 - SanctionsArticle 39 - Dispute resolution mechanismsArticle 40 - Exercise of the delegationArticle 41 - Imperative nature of this DirectiveArticle 42 - TranspositionArticle 43 - Transitional provisionsArticle 44 - Review clauseArticle 45 - Further initiatives on responsible lending and borrowingArticle 46 - Amendment of Directive 2008/48/ECArticle 47 - Amendment of Directive 2013/36/EUArticle 48 - Amendment of Regulation (EU) No 1093/2010Article 49 - Entry into forceArticle 50 - Addressees
ANNEX IANNEX II ANNEX III