TITLE I - GENERAL PROVISIONS (Article 1-12)Article 1 - Subject matterArticle 2 - ScopeArticle 3 - Application to IORPs operating social security schemesArticle 4 - Optional application to institutions covered by Directive 2009/138/EC Article 5 - Small IORPs and statutory schemesArticle 6 - DefinitionsArticle 7 - Activities of an IORPArticle 8 - Legal separation between sponsoring undertakings and IORPsArticle 9 - Registration or authorisation Article 10 - Operating requirementsArticle 11 - Cross-border activities and proceduresArticle 12 - Cross-border transfers
TITLE II - QUANTITATIVE REQUIREMENTS (Article 13-19)Article 13 - Technical provisionsArticle 14 - Funding of technical provisionsArticle 15 - Regulatory own funds Article 16 - Available solvency marginArticle 17 - Required solvency marginArticle 18 - Required solvency margin for the purpose of Article 17(3)Article 19 - Investment rules Q&A
TITLE III - CONDITIONS GOVERNING ACTIVITIES (Article 20-35)CHAPTER 1 - System of governance (Article 20-30)Section 1 - General provisions (Article 20-23)Article 20 - Responsibility of the management or supervisory bodyArticle 21 - General governance requirements Article 22 - Requirements for fit and proper managementArticle 23 - Remuneration policySection 2 - Key functions (Article 24-27)Article 24 - General provisionsArticle 25 - Risk-management Article 26 - Internal audit functionArticle 27 - Actuarial functionSection 3 - Documents concerning governance (Article 28-30)Article 28 - Own-risk assessment Q&AArticle 29 - Annual accounts and annual reportsArticle 30 - Statement of investment policy principles Q&ACHAPTER 2 - Outsourcing and investment management (Article 31-32)Article 31 - Outsourcing Article 32 - Investment managementCHAPTER 3 - Depositary (Article 33-35)Article 33 - Appointment of a depositaryArticle 34 - Safekeeping of assets and depositary liabilityArticle 35 - Oversight duties
CHAPTER 1 - System of governance (Article 20-30)Section 1 - General provisions (Article 20-23)Article 20 - Responsibility of the management or supervisory bodyArticle 21 - General governance requirements Article 22 - Requirements for fit and proper managementArticle 23 - Remuneration policySection 2 - Key functions (Article 24-27)Article 24 - General provisionsArticle 25 - Risk-management Article 26 - Internal audit functionArticle 27 - Actuarial functionSection 3 - Documents concerning governance (Article 28-30)Article 28 - Own-risk assessment Q&AArticle 29 - Annual accounts and annual reportsArticle 30 - Statement of investment policy principles Q&A
Section 1 - General provisions (Article 20-23)Article 20 - Responsibility of the management or supervisory bodyArticle 21 - General governance requirements Article 22 - Requirements for fit and proper managementArticle 23 - Remuneration policy
Section 2 - Key functions (Article 24-27)Article 24 - General provisionsArticle 25 - Risk-management Article 26 - Internal audit functionArticle 27 - Actuarial function
Section 3 - Documents concerning governance (Article 28-30)Article 28 - Own-risk assessment Q&AArticle 29 - Annual accounts and annual reportsArticle 30 - Statement of investment policy principles Q&A
CHAPTER 2 - Outsourcing and investment management (Article 31-32)Article 31 - Outsourcing Article 32 - Investment management
CHAPTER 3 - Depositary (Article 33-35)Article 33 - Appointment of a depositaryArticle 34 - Safekeeping of assets and depositary liabilityArticle 35 - Oversight duties
TITLE IV - INFORMATION TO BE GIVEN TO PROSPECTIVE MEMBERS, MEMBERS AND BENEFICIARIES (Article 36-44)CHAPTER 1 - General provisions (Article 36-37)Article 36 - Principles Article 37 - General information on the pension schemeCHAPTER 2 - Pension Benefit Statement and supplementary information (Article 38-40)Article 38 - General provisionsArticle 39 - Pension Benefit StatementArticle 40 - Supplementary informationCHAPTER 3 - Other information and documents to be provided (Article 41-44)Article 41 - Information to be given to prospective members Article 42 - Information to be given to members during the pre-retirement phaseArticle 43 - Information to be given to beneficiaries during the pay-out phaseArticle 44 - Additional information to be given on request to members and beneficiaries
CHAPTER 1 - General provisions (Article 36-37)Article 36 - Principles Article 37 - General information on the pension scheme
CHAPTER 2 - Pension Benefit Statement and supplementary information (Article 38-40)Article 38 - General provisionsArticle 39 - Pension Benefit StatementArticle 40 - Supplementary information
CHAPTER 3 - Other information and documents to be provided (Article 41-44)Article 41 - Information to be given to prospective members Article 42 - Information to be given to members during the pre-retirement phaseArticle 43 - Information to be given to beneficiaries during the pay-out phaseArticle 44 - Additional information to be given on request to members and beneficiaries
TITLE V - PRUDENTIAL SUPERVISION (Article 45-59)CHAPTER 1 - General rules on prudential supervision (Article 45-51)Article 45 - Main objective of prudential supervision Article 46 - Scope of prudential supervision Article 47 - General principles of prudential supervisionArticle 48 - Powers of intervention and duties of the competent authorities Article 49 - Supervisory review process Article 50 - Information to be provided to the competent authorities Article 51 - Transparency and accountability CHAPTER 2 - Professional secrecy and exchange of information (Article 52-59)Article 52 - Professional secrecyArticle 53 - Use of confidential informationArticle 54 - European Parliament right of inquiryArticle 55 - Exchange of information between authoritiesArticle 56 - Transmission of information to central banks, monetary authorities, European Supervisory Authorities and the European Systemic Risk BoardArticle 57 - Disclosure of information to government administrations responsible for financial legislationArticle 58 - Conditions for the exchange of informationArticle 59 - National provisions of a prudential nature
CHAPTER 1 - General rules on prudential supervision (Article 45-51)Article 45 - Main objective of prudential supervision Article 46 - Scope of prudential supervision Article 47 - General principles of prudential supervisionArticle 48 - Powers of intervention and duties of the competent authorities Article 49 - Supervisory review process Article 50 - Information to be provided to the competent authorities Article 51 - Transparency and accountability
CHAPTER 2 - Professional secrecy and exchange of information (Article 52-59)Article 52 - Professional secrecyArticle 53 - Use of confidential informationArticle 54 - European Parliament right of inquiryArticle 55 - Exchange of information between authoritiesArticle 56 - Transmission of information to central banks, monetary authorities, European Supervisory Authorities and the European Systemic Risk BoardArticle 57 - Disclosure of information to government administrations responsible for financial legislationArticle 58 - Conditions for the exchange of informationArticle 59 - National provisions of a prudential nature
TITLE VI - FINAL PROVISIONS (Article 60-67)Article 60 - Cooperation between Member States, the Commission and EIOPAArticle 61 - Processing of personal dataArticle 62 - Evaluation and reviewArticle 63 - Amendment of Directive 2009/138/ECArticle 64 - TranspositionArticle 65 - RepealArticle 66 - Entry into forceArticle 67 - Addressees