Updated 23/06/2024
In force since 28/12/2021

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Credit Servicers Directive (CSD)

Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU (Text with EEA relevance)

Article 4 - General requirementsArticle 5 - Requirements for granting an authorisation GLArticle 6 - Ability to hold fundsArticle 7 - Procedure for authorisation of credit servicersArticle 8 - Withdrawal of authorisationArticle 9 - List or register of authorised credit servicers GLArticle 10 - Relationship with the borrower, communication of the transfer and subsequent communicationsArticle 11 - Contractual relationship between a credit servicer and a credit purchaserArticle 12 - Outsourcing by a credit servicer
Article 15 - Right to information regarding a creditor’s rights under a non-performing credit agreement or the non-performing credit agreement itself ITSArticle 16 - Implementing technical standards for data templates ITSArticle 17 - Obligations of credit purchasersArticle 18 - Use of credit servicers or other entitiesArticle 19 - Representative of a third-country credit purchaserArticle 20 - Transfer of a creditor’s rights under a non-performing credit agreement, or of the non-performing credit agreement itself, by a credit purchaser and communication to the competent authorities