CHAPTER I - Subject matter, scope and definitions (Article 1-3)Article 1 - Subject matterArticle 2 - ScopeArticle 3 - Definitions
CHAPTER II - Obligations on payment service providers (Article 4-13)Section 1 - Obligations on the payment service provider of the payer (Article 4-6)Article 4 - Information accompanying transfers of fundsArticle 5 - Transfers of funds within the UnionArticle 6 - Transfers of funds to outside the UnionSection 2 - Obligations on the payment service provider of the payee (Article 7-9)Article 7 - Detection of missing information on the payer or the payeeArticle 8 - Transfers of funds with missing or incomplete information on the payer or the payeeArticle 9 - Assessment and reportingSection 3 - Obligations on intermediary payment service providers (Article 10-13)Article 10 - Retention of information on the payer and the payee accompanying the transferArticle 11 - Detection of missing information on the payer or the payeeArticle 12 - Transfers of funds with missing information on the payer or the payeeArticle 13 - Assessment and reporting
Section 1 - Obligations on the payment service provider of the payer (Article 4-6)Article 4 - Information accompanying transfers of fundsArticle 5 - Transfers of funds within the UnionArticle 6 - Transfers of funds to outside the Union
Section 2 - Obligations on the payment service provider of the payee (Article 7-9)Article 7 - Detection of missing information on the payer or the payeeArticle 8 - Transfers of funds with missing or incomplete information on the payer or the payeeArticle 9 - Assessment and reporting
Section 3 - Obligations on intermediary payment service providers (Article 10-13)Article 10 - Retention of information on the payer and the payee accompanying the transferArticle 11 - Detection of missing information on the payer or the payeeArticle 12 - Transfers of funds with missing information on the payer or the payeeArticle 13 - Assessment and reporting
CHAPTER III - Obligations on crypto-asset service providers (Article 14-22)Section 1 - Obligations on the crypto-asset service provider of the originator (Article 14-15)Article 14 - Information accompanying transfers of crypto-assetsArticle 15 - Batch file transfers of crypto-assetsSection 2 - Obligations on the crypto-asset service provider of the beneficiary (Article 16-18)Article 16 - Detection of missing information on the originator or the beneficiaryArticle 17 - Transfers of crypto-assets with missing or incomplete information on the originator or the beneficiaryArticle 18 - Assessment and reportingSection 3 - Obligations on intermediary crypto-asset service providers (Article 19-22)Article 19 - Retention of information on the originator and the beneficiary accompanying the transferArticle 20 - Detection of missing information on the originator or the beneficiaryArticle 21 - Transfers of crypto-assets with missing information on the originator or the beneficiaryArticle 22 - Assessment and reporting
Section 1 - Obligations on the crypto-asset service provider of the originator (Article 14-15)Article 14 - Information accompanying transfers of crypto-assetsArticle 15 - Batch file transfers of crypto-assets
Section 2 - Obligations on the crypto-asset service provider of the beneficiary (Article 16-18)Article 16 - Detection of missing information on the originator or the beneficiaryArticle 17 - Transfers of crypto-assets with missing or incomplete information on the originator or the beneficiaryArticle 18 - Assessment and reporting
Section 3 - Obligations on intermediary crypto-asset service providers (Article 19-22)Article 19 - Retention of information on the originator and the beneficiary accompanying the transferArticle 20 - Detection of missing information on the originator or the beneficiaryArticle 21 - Transfers of crypto-assets with missing information on the originator or the beneficiaryArticle 22 - Assessment and reporting
CHAPTER IV - Common measures applicable by payment service providers and crypto-asset service providers (Article 23)Article 23 - Internal policies, procedures and controls to ensure implementation of restrictive measures
CHAPTER V - Information, data protection and record-retention (Article 24-27)Article 24 - Provision of informationArticle 25 - Data protectionArticle 26 - Record retentionArticle 27 - Cooperation among competent authorities
CHAPTER VI - Sanctions and monitoring (Article 28-33)Article 28 - Administrative sanctions and measuresArticle 29 - Specific provisionsArticle 30 - Publication of sanctions and measuresArticle 31 - Application of sanctions and measures by competent authoritiesArticle 32 - Reporting of breachesArticle 33 - Monitoring
CHAPTER VIII - Derogations (Article 35)Article 35 - Agreements with countries and territories which do not form part of the territory of the Union
CHAPTER X - Final provisions (Article 38-40)Article 38 - Amendments to Directive (EU) 2015/849Article 39 - RepealArticle 40 - Entry into force