eba.europa.eu/sites/default/documents/files/documents/10180/359972/9b8e37fe-f50a-4d3a-ab00-8618104aefe5/EBA-RTS-2013-04-draft_RTS_on_Credit_Risk_Adjustments.pdf
EBA/RTS/2013/04
Referral from Article 110 CRR