Article 11
Complaints-handling procedures
For the purposes of Article 62(2), point (l), of Regulation (EU) 2023/1114, applicants shall provide to the competent authority a detailed description of their complaints-handling procedures, including all the following:
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                            (a)  | 
                        
                            information on the human and technical resources allocated to complaints handling;  | 
                     
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                            (b)  | 
                        
                            information on the person in charge of the resources dedicated to the management of complaints, together with a curriculum vitae stating relevant education, professional training and professional experience justifying the knowledge, skills, and experience for the discharge of the responsibilities allocated to that person;  | 
                     
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                            (c)  | 
                        
                            how the applicant ensures compliance with Commission Delegated Regulation establishing technical standards adopted pursuant to Article 71(5) of Regulation (EU) 2023/1114;  | 
                     
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                            (d)  | 
                        
                            how the applicant will inform clients or potential clients of the possibility to file a complaint free of charge, where that information is available on the applicant’s website, or on any other relevant digital device that may be used by clients to access the crypto-asset services and the content of the information provided;  | 
                     
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                            (e)  | 
                        
                            the applicant’s record-keeping arrangements in relation to complaints;  | 
                     
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                            (f)  | 
                        
                            the timeline provided in the complaints-handling procedures of the applicant to investigate, respond and, where appropriate, take measures in response to complaints received;  | 
                     
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                            (g)  | 
                        
                            how the applicant will inform clients or potential clients of the available remedies;  | 
                     
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                            (h)  | 
                        
                            the procedural key steps of the applicant in deciding on a complaint and how the applicant will communicate that decision to the client or potential client that filed the complaint.  |